Financial Inclusion

    Credit Scoring for the Invisible Economy

    Bringing credit dignity to 450M Indians outside traditional banking with open-source, bias-audited ML models.

    450M+
    Addressable Population
    Apache 2.0
    Open Source License
    15+
    Partner Institutions
    Fairness-Tested
    Algorithmic Fairness

    Fair Credit for Everyone

    Alternative Data Scoring

    Use mobile usage patterns, utility payments, and micro-transaction history to build credit profiles for the unbanked.

    Open Source Models

    Every scoring algorithm is Apache 2.0 licensed. Full transparency, full auditability, zero vendor lock-in.

    Bias-Audited by Design

    Algorithmic fairness testing built into every model release, measuring disparate impact across demographic groups. Fairness reports available for regulatory review.

    Partner for Financial Inclusion

    NBFCs, banks, and fintechs — join us in building fair credit infrastructure.

    Become a Partner